.................... moves to amend H.F. No. 3245 as follows:
Page 1, after line 4, insert:
1.4INTERSTATE HEALTH INSURANCE COMPETITION1.5
Page 5, after line 2, insert:
1.7FLEXIBLE BENEFIT PLANS
Section 1. [62L.0561] FLEXIBLE BENEFITS PLANS.
1.9 Subdivision 1. Definitions. For the purposes of this section, the terms used in this
1.10section have the meaning defined in section 62Q.01, except that "health plan" includes
1.11individual and group coverage.
1.12 Subd. 2. Flexible benefits plan. Notwithstanding any provision of this chapter,
1.13chapter 363A, or any other law to the contrary, a health plan company may offer, sell,
1.14issue, and renew a health plan that is a flexible benefits plan under this section if the
1.15following requirements are satisfied:
1.16(1) the health plan must be offered in compliance with the laws of this state, except
1.17as otherwise permitted in this section;
1.18(2) the health plan must be designed to enable covered persons to better manage
1.19costs and coverage options through the use of co-pays, deductibles, and other cost-sharing
1.21(3) the health plan may modify or exclude any or all coverages of benefits that
1.22would otherwise be required by law, except for maternity benefits and other benefits
1.23required under federal law;
1.24(4) each health plan and plan's premiums must be approved by the commissioner
1.25of health or commerce, whichever is appropriate under section 62Q.01, subdivision 2,
2.1but neither commissioner may disapprove a plan on the grounds of a modification or
2.2exclusion permitted under clause (3); and
2.3(5) prior to sale of the health plan, the purchaser must be given a written list of the
2.4coverages otherwise required by law that are modified or excluded in the health plan.
2.5The list must include a description of each coverage in the list and indicate whether the
2.6coverage is modified or excluded. If coverage is modified, the list must describe the
2.7modification. The list may, but is not required to, also list any or all coverages otherwise
2.8required by law that are included in the health plan and indicate that they are included.
2.9The health plan company must require that a copy of this written list be provided, prior
2.10to the effective date of the health plan, to each enrollee or employee who is eligible for
2.11health coverage under the plan.
2.12 Subd. 3. Employer health plan. An employer may provide a health plan permitted
2.13under this section to its employees, the employees' dependents, and other persons eligible
2.14for coverage under the employer's plan, notwithstanding chapter 363A or any other law
2.15to the contrary.
2.16EFFECTIVE DATE.This section is effective January 1, 2012.
Sec. 2. REPEALER.
2.18Minnesota Statutes 2008, section 62L.056, is repealed.
2.19EFFECTIVE DATE.This section is effective January 1, 2012.
Amend the title accordingly