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Conference Committee on HF4188
Saturday, May 16 2026 - Archive Video
HF4188 (Koegel/Klein) Commerce policy.
00:27 -- Motions & amendments.
23:04 -- Member discussion.
Runs 33 minutes.
House Commerce Finance and Policy Committee
Wednesday, April 15 2026 - Archive Video
01:10 - HF4881 (Koegel) Prescription Drug Affordability Advisory Council eliminated, nondepository financial institution provisions modified, health plan regulatory alignment provided, duties transferred, premium security plan modified, appropriations reduced, and money appropriated.
15:34 - HF4867 (Lee, K.) Deposit limit on the consumer protection restitution account removed, and distribution limits set.
27:43 - HF4223 (Elkins) Strengthen Minnesota homes program modified, and money appropriated.
1:11:18 - HF4422 (Duran) All property insurance coverage required to allow appraisal of damages and alternative resolution.
Runs 1 hour, 47 minutes.
House Commerce Finance and Policy Committee
Thursday, April 9 2026 - Archive Video
00:35 - HF1758 (Kotyza-Witthuhn) Health plans required to cover infertility treatment and standard fertility preservation services, medical assistance and MinnesotaCare required to cover infertility treatment and standard fertility preservation services, and money appropriated.
1:04:54 - HF4437 (Greenman) Wagers and other activities regarding prediction markets prohibited, criminal convictions made a disqualification for receiving a lawful gambling license, and criminal penalties provided.
1:34:32 - HF4353 (Tabke) Definition of advance deposit wagering modified, and advance deposit wagering proceeds provided.
Runs 1 hour, 46 minutes.
House Commerce Finance and Policy Committee
Tuesday, April 7 2026 - Archive Video
00:37 - HF4456 (Elkins) Data brokers required to register with the attorney general, account established, enforcement and civil penalties provided, and money appropriated.
30:22 - HF3698 (Gottfried) Certain terms in libraries' electronic book and digital audiobook license agreements or contracts prohibited.
1:31:12 - HF4544 (Koegel) License for artificial intelligence independent verification organizations established, advisory council established, rulemaking authorized, and reports required.
Runs 1 hour, 39 minutes.
House Commerce Finance and Policy Committee
Thursday, March 26 2026 - Archive Video
01:13 - HF4502 (Perryman) Trusted contact program established to mitigate financial exploitation and fraud, and liability limited.
07:19 - HF3388 (O'Driscoll) Reinsurance assessment authority extended.
11:41 - HF4106 (O'Driscoll) Commissioner of commerce required to submit a Minnesota premium security plan continuation waiver.
30:56 - HF400 (Perryman) Commissioner of commerce required to defray costs to health plan companies for additional benefits.
44:48 - HF4138 (Scott) Requirements for social media platforms related to accounts for minors established, and enforcement mechanisms for regulations on child social media accounts established.
1:23:37 - HF4118 (Kotyza-Witthuhn) Credit unions authorized to obtain insurance from a credit union share insurance provider, and credit union share guaranty corporations regulated.
1:26:08 - HF4203 (Hanson) Studies and an annual market analysis conducted by the Office of Cannabis Management modified, and reports required.
Runs 1 hour, 36 minutes.
House Commerce Finance and Policy Committee
Wednesday, March 25 2026 - Archive Video
00:52 - HF4347 (Bierman) Quantity limits on coverage for home care nursing services prohibited, and home care nursing services defined.
41:09 - HF3794 (Greenman) Surveillance-based price and wage discrimination prohibited.
48:21 - HF4472 (Reyer) School districts and charter schools required to complete an annual health insurance survey, reports required, and money appropriated.
1:06:58 - HF4410 (Davids) Online sweepstakes games prohibited.
1:19:11 - HF4203 (Hanson) Studies and an annual market analysis conducted by the Office of Cannabis Management modified, and reports required.
1:44:02 - HF4188 (Koegel) Various consumer protections for insurance and financial products modified, virtual-currency kiosks prohibited, student loan borrower protections added, mortgage loan servicing standards provided, commissioner of commerce notices required, and mortgage protections provided.
Runs 1 hour, 50 minutes.
House Commerce Finance and Policy Committee
Tuesday, March 24 2026 - Archive Video
01:17 - HF2400 (Huot) Real estate appraisers; disciplinary sanction matrix established.
04:09 - HF1724 (Gillman) Direct primary care service agreements established.
34:22 - HF3437 (Allen) Application of certain residential mortgage loan fees and penalties modified.
37:58 - HF4333 (Davids) Supplemental health insurance product established to cover short-term home health and nursing care, and civil penalties provided.
48:21 - HF4052 (Kresha) Various provisions governing telephone company regulation, infrastructure and railroad crossings, pricing plans, service classification, and reporting requirements modified and clarified.
55:59 - HF2874 (Kresha) Earned wage access services regulated.
Runs 1 hour, 46 minutes.
House Commerce Finance and Policy Committee
Wednesday, March 18 2026 - Archive Video
00:40 - SF1750 (Bahner) Common interest communities rights and duties modified, unit owner rights modified, termination threshold modified, meet and confer process established, notice of meetings modified, and governing bodies prohibited from requiring or incentivizing creation of homeowners associations.
11:34 - HF3642 (Koegel) Virtual currency kiosks prohibited.
19:28 - HF3904 (Hanson) Reimbursement rate parity for clinical trainees providing alcoholism, mental health, and chemical dependency services required.
39:19 - HF4250 (Koegel) Ticket resale disclosures and price regulated, and reports required.
Runs 1 hour, 39 minutes.
House Commerce Finance and Policy Committee
Tuesday, March 17 2026 - Archive Video
02:19 - HF4145 (Nadeau) Nursing homes and assisted living facilities authorized to allow consumption and display of alcoholic beverages.
11:16 - HF901 (Kresha) Transfer of wine between commonly owned liquor stores allowed.
29:00 - HF4009 (Bliss) Seasonal liquor licenses for resorts authorized.
33:22 - HF4304 (Heintzeman) Brainerd authorized to issue an on-sale intoxicating liquor license to an event center.
39:52 - SF2511 (O’Driscoll) Local liquor licenses authorized, Board of Regents of the University of Minnesota liquor license requirements modified, food truck license established, persons 17 years of age permitted to serve alcoholic beverages, and wine transfer provisions modified.
57:40 - HF357 (Harder) Authorized card games expanded to include the game of hasenpfeffer.
1:00:29 - HF4090 (Nash) Gambling; prize and ticket limits modified.
Runs 1 hour, 16 minutes.
House Commerce Finance and Policy Committee
Thursday, March 12 2026 - Archive Video
01:17 - HF4133 (Moller) Certain exclusions in homeowner's insurance policies prohibited when damage is done by a peace officer.
17:48 - HF3419 (Greenman) Certain powers of entities retracted and regranted.
Runs 1 hour, 49 minutes.
House Commerce Finance and Policy Committee
Wednesday, March 11 2026 - Archive Video
01:08 - HF3766 (Perryman) Licensing and registration of limited lines travel insurance producers and travel retailers provided, and sale and regulation of travel insurance provided.
05:03 - HF3972 (Huot) Short-term rental guarantees and reimbursement insurance policies provided and regulated.
14:18 - Individual market presentation.
1:16:21 - HF3437 (Allen) Application of certain residential mortgage loan fees and penalties modified.
1:28:50 - HF4118 (Kotyza-Witthuhn) Credit unions authorized to obtain insurance from a credit union share insurance provider, and credit union share guaranty corporations regulated.
Runs 1 hour, 42 minutes.
House Commerce Finance and Policy Committee
Tuesday, March 10 2026 - Archive Video
00:40 - HF1606 (Hanson) Nudification technology access prohibited.
04:40 - HF3733 (Carroll) Recreational camping area owners prohibited from charging fees associated with the use of utility services.
29:25 - HF4071 (Koegel) Various provisions governing securities broker-dealers and broker-dealers' agents modified, penalties provided, and administrative rulemaking authorized.
35:35 - HF743 (Howard) Use of step therapy protocol prohibited for insulin drugs.
58:22 - HF2627 (Norris) Pet shops prohibited from selling cats and dogs.
Runs 1 hour, 24 minutes.
House Commerce Finance and Policy Committee
Thursday, March 5 2026 - Archive Video
00:41 - HF400 (Perryman) Commissioner of commerce required to defray costs to health plan companies for additional benefits.
49:08 - HF3388 (O'Driscoll) Reinsurance assessment authority extended.
Runs 1 hour, 21 minutes.
House Commerce Finance and Policy Committee
Wednesday, March 4 2026 - Archive Video
00:43 - Office of the Attorney General presentation: Minnesota Consumer Data Privacy Act.
22:03 - HF3408 (Kotyza-Witthuhn) Surveillance-based price setting prohibited.
1:06:24 - HF3794 (Greenman) Surveillance-based price and wage discrimination prohibited.
Runs 1 hour, 45 minutes.
House Commerce Finance and Policy Committee
Tuesday, March 3 2026 - Archive Video
01:30 - HF3604 (Van Binsbergen) Exemption criteria for bulk fuel delivery of nonoxygenated gasoline modified.
07:54 - HF2236 (O’Driscoll) Commerce obsolete language removed.
10:59 - HF3709 (Perryman) Virtual-currency custody services allowed to be offered and performed.
44:50 - HF2400 (Huot) Real estate appraisers disciplinary sanction matrix established.
55:43 - HF3766 (Perryman) Licensing and registration of limited lines travel insurance producers and travel retailers provided, and sale and regulation of travel insurance provided.
Runs 1 hour, 19 minutes.
House Commerce Finance and Policy Committee
Thursday, February 26 2026 - Archive Video
01:39 - HF3642 (Koegel) Virtual currency kiosks prohibited.
1:09:40 - HF2700 (Elkins) Minnesota Consumer Data Privacy Act modified to make consumer health data a form of sensitive data, and additional protections added for sensitive data.
1:25:33 - HF3615 (Hanson) Cannabis laboratory testing requirements extended.
Runs 1 hour, 45 minutes.
House Commerce Finance and Policy Committee
Wednesday, February 25 2026 - Archive Video
05:09 - Update on the Financial Crimes and Fraud Section after the integration of the Department of Commerce Fraud Bureau.
1:10:01 - Task Force on Homeowners and Commercial Property Insurance report.
Runs 1 hour, 46 minutes.
House Commerce Finance and Policy Committee
Tuesday, February 24 2026 - Archive Video
00:43 - SF1750 (Bahner) Common interest communities rights and duties modified, unit owner rights modified, termination threshold modified, meet and confer process established, notice of meetings modified, and governing bodies prohibited from requiring or incentivizing creation of homeowners associations.
1:21:46 - Department of Commerce presentation.
-- Common Interest Community/Homeowners Association Ombudsperson Office.
1:31:47 - HF3479 (Freiberg) Right to postpone a mortgage sale clarified.
1:40:40 - HF704 (Freiberg) Mortgage payment satisfaction provisions modified.
Runs 1 hour, 50 minutes.
House Commerce Finance and Policy Committee
Thursday, February 19 2026 - Archive Video
01:24 - HF3389 (O’Driscoll) Insurance producer continuing education requirements modified.
10:58 - HF357 (Harder) Authorized card games expanded to include the game of hasenpfeffer.
15:23 - HF1434 (Bakeberg) Age verification required for websites with material harmful to minors, enforcement by the attorney general provided, and private right of action created.
1:04:39 - HF2500 (Falconer) Algorithm and AI use prohibited during health insurance prior authorization request review.
1:26:00 - HF1606 (Hanson) Nudification technology access prohibited.
Runs 1 hour, 46 minutes.
House Commerce Finance and Policy Committee
Wednesday, February 18 2026 - Archive Video
02:22 - Introductions and Co-Chair statements.
13:35 - State of the private health insurance market presentation:.
-- Department of Commerce & MNsure.
1:16:05 - Consumer Fraud Restitution Fund implementation and overview.
-- Office of the Attorney General.
Runs 1 hour, 38 minutes.
House Commerce Finance and Policy Committee
Thursday, April 10 2025 - Archive Video
00:30 - HF1646 (Reyer) Definition of debt buyer modified, Undue Medical Debt grant funding provided, reports required, and money appropriated.
31:05 - HF2443 (Her) Commerce and cannabis finance bill.
Runs 1 hour, 10 minutes.
House Commerce Finance and Policy Committee
Thursday, April 3 2025 - Archive Video
00:10 - HF1224 (Freiberg) Postponement of foreclosure by sale provisions modified.
04:40 - HF1615 (Stephenson) Omnibus cannabis policy bill.
08:00 - HF2403 (O’Driscoll) Omnibus commerce policy bill.
Runs 21 minutes.
House Commerce Finance and Policy Committee
Wednesday, April 2 2025 - Archive Video
04:47 - HF1545 (O’Driscoll) Persons 17 years of age permitted to serve alcoholic beverages.
08:14 - HF2403 (O’Driscoll) Omnibus commerce policy bill.
19:49 - HF1615 (Stephenson) Omnibus cannabis policy bill.
42:57 - HF2426 (West) Plant canopy that medical cannabis combination business may use to cultivate cannabis that will be sold as medical cannabis flower or medical cannabinoid products increased.
Runs 1 hour, 47 minutes.
House Commerce Finance and Policy Committee
Tuesday, April 1 2025 - Archive Video
00:38 - HF2543 (Reyer) Various statutory forms pertaining to garnishment modified.
05:02 - HF2566 (Reyer) Process for removing fraudulent business filings established, rulemaking authorized, and money appropriated.
11:57 - HFXXXX (Huot) Department of Health policy provisions.
18:19 - 19:42 - The committee recessed.
19:45 - HF2627 (Norris) Pet shops prohibited from selling cats and dogs.
Runs 58 minutes.
House Commerce Finance and Policy Committee
Thursday, March 27 2025 - Archive Video
00:42 - HF2601 (Huot) Maximum interest rate for certain loans and contracts for deed modified.
15:20 - HF2607 (Huot) Insurers required to provide copy of current policy to insured.
26:56 - HF2027 (O’Driscoll) Omnibus liquor bill.
45:47 - 1:12:16 - The committee recessed.
1:12:16 - Continued discussion or HF2027 (O’Driscoll) Omnibus liquor bill.
Runs 1 hour, 17 minutes.
House Commerce Finance and Policy Committee
Wednesday, March 26 2025 - Archive Video
00:58 - HF2228 (Elkins) Task force on homeowners and commercial property insurance established, report required, and money appropriated.
16:23 - HF46 (Reyer) Designation of payment by dental organizations provided.
29:52 - HF856 (Moller) Common interest community ombudsperson created, data classified, Office of the Common Interest Ombudsperson funding provided, and money appropriated.
52:49 - HF2149 (Greenman) Consumer Grocery Pricing Fairness Act established, and civil penalties provided.
1:26:56 - HF2215 (Hollins) Commissioner of commerce required to create a low-cost motor vehicle insurance program for low-income residents, report required, and money appropriated.
Runs 1 hour, 47 minutes.
House Commerce Finance and Policy Committee
Tuesday, March 25 2025 - Archive Video
00:59 - HF2335 (Elkins) Preexisting condition limitations in Medicare supplement insurance policies modified.
27:54 - HF2400 (Huot) Real estate appraisers; disciplinary sanction matrix established.
44:17 - HF2401 (Huot) Real estate appraisers; out-of-state continuing education credit requirements modified.
51:48 - HF2522 (O’Driscoll) Commissioner of commerce designated to oversee the Commerce Fraud Bureau and automobile theft prevention program.
Runs 1 hour, 44 minutes.
House Commerce Finance and Policy Committee
Thursday, March 20 2025 - Archive Video
00:44 - HF1392 (Lee, K.) Consumer protection restitution account established, report required, and money appropriated.
38:31 - HF2233 (Niska) Uniform Special Deposits Act adopted.
43:17 - HF695 (Finke) Places of entertainment required to provide access to potable water at events.
1:17:26 - HF1289 (Stephenson) Social media platforms required to post a mental health warning label and timer notifications.
Runs 1 hour, 44 minutes.
House Commerce Finance and Policy Committee
Wednesday, March 19 2025 - Archive Video
02:10 - HF1546 (O’Driscoll) Outdated fire safety measures pre-dating the statewide fire code repealed.
06:05 - HF2403 (O’Driscoll) Medicare supplement benefits modified, and provisions governing renewability and discontinuation of health plans modified.
36:43 - HF2389 (Finke) Data calls authorized, limited long-term care insurance provided and regulated, automobile insurance governing provisions modified, data classified, administrative rulemaking authorized, penalties provided, and technical changes made.
1:06:29 - HF2398 (Her) Technical and housekeeping changes made to various provisions governing or administered by the Department of Commerce, and administrative rulemaking authorized.
Runs 1 hour, 24 minutes.
House Commerce Finance and Policy Committee
Tuesday, March 18 2025 - Archive Video
01:34 - HF1672 (Reyer) Medical cannabis provisions modified.
06:18 - HF1877 (Huot) Medical cannabis and cannabis provisions modified.
11:05 - Further consideration of HF1672 (Reyer) Medical cannabis provisions modified.
14:12 - HF1735 (West) Liquor wholesalers authorized to purchase and sell lower-potency hemp edibles.
30:24 - HF1734 (West) Cannabis license application requirements modified.
46:23 - HF1271 (West) Provisions regarding the sale of cannabinoids derived from hemp modified, person selling edible cannabinoids permitted to convert the person's registration to a comparable hemp license, and hemp-derived topical product provisions modified.
56:07 - HF1634 (Stephenson) Municipalities that establish, own, or operate a municipal cannabis store authorized to also hold a lower-potency hemp edible retailer license.
1:00:12 - HF1615 (Stephenson) Delta-9 tetrahydrocannabinol limits in edible cannabinoid products and lower-potency hemp edible limits modified when intended to be consumed as beverages.
Runs 1 hour, 11 minutes.
House Commerce Finance and Policy Committee
Thursday, March 13 2025 - Archive Video
01:26 - HF1262 (Franson) Food truck license established for the sale of intoxicating liquor.
10:43 - HF1741 (Kraft) Saint Louis Park allowed to issue a food hall license.
17:55 - HF1876 (Jones) Minneapolis; issuance of food hall license authorized.
19:26 - HF472 (Frederick) Mankato; special liquor license authorized.
31:17 - HF1668 (Gander) Requirements of liquor licenses issued to the Board of Regents of the University of Minnesota modified.
36:59 - HF2055 (Pérez-Vega) Saint Paul; city allowed to issue on-sale intoxicating liquor licenses to the Science Museum of Minnesota and the Union Depot.
44:02 - HF1786 (Roach) Cities authorized to issue on-sale intoxicating liquor license to a licensed cosmetology salon.
1:01:15 - HF1089 (Coulter) Bloomington; city authorized to issue on-sale licenses to the Dwan Golf Course.
1:10:34 - HF1121 (Duran) Lake of the Woods County issuance of temporary liquor licenses notwithstanding a restriction in law authorized.
1:16:34 - HF509 (Smith) Rochester; Chateau Theater allowed an on-sale intoxicating liquor license.
1:20:03 - HFXXXX (Kotyza-Witthuhn) Regulating direct shippers of wine; imposing sales and use taxes, liquor gross receipts taxes, and excise taxes on direct shipments of wine; providing for licensing; providing for classification of data.
1:33:23 - HF2027 (O’Driscoll) Persons that are 17 years of age permitted to serve alcoholic beverages.
1:40:53 - HF1545 (O’Driscoll) Persons 17 years of age permitted to serve alcoholic beverages.
Runs 1 hour, 42 minutes.
House Commerce Finance and Policy Committee
Wednesday, March 12 2025 - Archive Video
01:11 - HF1865 (Allen) Loans that satisfy the federal qualified mortgage points and fees threshold excluded from the definition of conventional loan.
09:46 - HF2014 (Dotseth) Notice requirements for conventional loan mortgage documents modified.
15:03 - HF2028 (O’Driscoll) National Council of Insurance Legislators membership dues funding provided, and money appropriated.
20:31 - Common interest communities/Homeowners associations presentation and discussion.
Runs 1 hour, 46 minutes.
House Commerce Finance and Policy Committee
Tuesday, March 11 2025 - Archive Video
01:50 - Consumer protection efforts presentation from the Attorney General’s Office.
Runs 1 hour, 15 minutes.
House Commerce Finance and Policy Committee
Thursday, March 6 2025 - Archive Video
00:45 - Social districts discussion and presentation.
Runs 1 hour, 25 minutes.
House Commerce Finance and Policy Committee
Wednesday, March 5 2025 - Archive Video
00:58- 14:25 - The committee recessed.
15:36 - HF247 (Koznick) More than one Nonoxygenated gasoline storage tank allowed (laid on the table).
17:48 - HF737 (Olson) Cadmium paint prohibition eliminated.
1:07:51 - HF247 (Koznick) More than one Nonoxygenated gasoline storage tank allowed.
1:13:42 - HF325 (Engen) Sale of flavored nitrous oxide prohibited.
1:28:32 - HF1330 (Van Binsbergen) Commerce; gasoline specifications updated.
Runs 1 hour, 36 minutes.
House Commerce Finance and Policy Committee
Tuesday, March 4 2025 - Archive Video
02:12 - HF837 (O’Driscoll) Commissioner of commerce required to request the continuation of a state innovation waiver, and money transferred from the general fund to the premium security plan account.
Runs 1 hour, 24 minutes.
House Commerce Finance and Policy Committee
Thursday, February 27 2025 - Archive Video
00:45 - Cost of health care mandates presentation and discussion.
Runs 1 hour, 28 minutes.
House Commerce Finance and Policy Committee
Tuesday, February 25 2025 - Archive Video
**Audio issues from 00:00-04:37 due to technical issue.
02:37 - Liquor system and lawful gambling presentation.
Runs 1 hour, 42 minutes.
House Commerce Finance and Policy Committee
Thursday, February 20 2025 - Archive Video
00:20 - HF1014 (Reyer) Minnesota Insurance Guarantee Association board allowed to request financial information for insureds.
08:34 - HF320 (Perryman) Auto dealers allowed to participate in auto shows, and auto shows in which auto dealers may participate established.
17:15 - HF400 (Perryman) Commissioner of commerce required to defray costs to health plan companies for additional benefits.
27:30 - HF747 (Niska) Minnesota Business Corporation Act modified.
39:18 - Further consideration of HF400 (Perryman) Commissioner of commerce required to defray costs to health plan companies for additional benefits.
Runs 1 hour, 22 minutes.
House Commerce Finance and Policy Committee
Wednesday, February 19 2025 - Archive Video
**No audio from 00:00 to 00:34 due to room audio not being turned on.
02:26 - Discussion on individual health insurance market reinsurance.
Runs 1 hour, 27 minutes.
House Commerce Finance and Policy Committee
Thursday, February 13 2025 - Archive Video
00:39 - Transfer of Commerce Fraud Bureau to Bureau of Criminal Apprehension.
Runs 1 hour, 44 minutes.
House Commerce Finance and Policy Committee
Wednesday, February 12 2025 - Archive Video
02:26 - Department of Commerce budget proposal.
Runs 1 hours, 39 minutes.
House Commerce Finance and Policy Committee
Tuesday, February 11 2025 - Archive Video
00:46 - Introductions.
16:18 - Office of Cannabis Management budget proposal.
Runs 1 hour, 41 minutes.