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Commerce Finance and Policy

THIRTY-SEVENTH MEETING

2025-2026 Regular Session - Wednesday, March 25, 2026

STATE OF MINNESOTA
HOUSE OF REPRESENTATIVES THIRTY-SEVENTH MEETING
NINETY-FOURTH SESSION


COMMERCE FINANCE AND POLICY COMMITTEE MINUTES

Representative Erin Koegel, Co-Chair of the Commerce Finance and Policy Committee, called the meeting to order at 8:16 AM on Wednesday, March 25, 2026, in Room 120 of the Capitol Building. The meeting was broadcast via House Public Information Services.

The Committee Legislative Assistant noted the roll.

Members present:
KOEGEL, Erin, DFL Co-Chair
O’DRISCOLL, Tim, GOP Co-Chair
ELKINS, STEVE, Vice-Chair
PERRYMAN, Bernie, Vice-Chair
ALLEN, Keith
CHA, Ethan
DAVIDS, Greg
DOTSETH, Jeff
FALCONER, Alex
FINKE, Leigh
HANSON, Jess
HEINTZEMAN, Josh
HUOT, John
KOTYZA-WITTHUHN, Carlie
KRESHA, Ron
RYMER, Max
SMITH, Andy
VAN BINSBERGEN, Scott
WEST, Nolan

Members excused:
BUCK, Shelley

A quorum was present.

Representative Davids moved that the minutes from March 24, 2026, be approved. THE MOTION PREVAILED.

HF4347 (Bierman) Quantity limits on coverage for home care nursing services prohibited, and home care nursing defined.

Co-Chair Koegel moved that HF4347 be re-referred to the Committee on Ways and Means.

Representative Bierman presented HF4347.

Testifiers on HF4347:
• Brandon Walter, Resident of Minnesota
• Katherine Chambers, Resident of Minnesota
• Cameo Zehnder, Chief Administrative Officer, Pediatric Home Services
• Chelsey Olson, Legislative and Health Policy Manager, Minnesota Council on health Plans
• Kelly Wolfe, Senior Director of Government Relations, Medica
• Barbara Cox, Government Relations Director, HealthPartners
• Sam Smith, Government Relations Director, Minnesota Department oof Commerce

Co-Chair Koegel renewed the motion that HF4347 be re-referred to the Committee on Ways and Means.

Representative Kotyza-Witthuhn requested a roll call.

The clerk took the roll on the motion to re-refer HF4347 to the Committee on Ways and Means:

AYES
KOEGEL, Erin, DFL Co-Chair
ELKINS, Steve, Vice-Chair
CHA, Ethan
FALCONER, Alex
FINKE, Leigh
HANSON, Jess
HUOT, John
KOTYZA-WITTHUHN, Carlie
SMITH, Andy

NAYS
O’DRISCOLL, Tim, GOP Co-Chair
PERRYMAN, Bernie, Vice-Chair
ALLEN, Keith
DAVIDS, Greg
DOTSETH, Jeff
HEINTZEMAN, Josh
KRESHA, Ron
RYMER, Max
VAN BINSBERGEN, Scott
WEST, Nolan

EXCUSED
BUCK, Shelley

There being 9 ayes, 10 nays, and 1 excused, THE MOTION DID NOT PREVAIL.

HF3794 (Greenman) Surveillance-based price and wage discrimination prohibited.

Co-Chair Koegel moved that HF3794, as amended, be re-referred to the General Register.

Co-Chair Koegel moved the H3794A6 amendment to HF3794, as amended. THE MOTION PREVAILED. THE AMENDMENT WAS ADOPTED.

Representative Greenman presented HF3794, as amended.

Co-Chair Koegel renewed the motion that HF3794, as amended, be re-referred to the General Register.

Representative Smith requested a roll call.

The clerk took the roll on the motion to re-refer HF3794, as amended, to the General Register:

AYES
KOEGEL, Erin, DFL Co-Chair
ELKINS, Steve, Vice-Chair
CHA, Ethan
FALCONER, Alex
FINKE, Leigh
HANSON, Jess
HUOT, John
KOTYZA-WITTHUHN, Carlie
SMITH, Andy

NAYS
O’DRISCOLL, Tim, GOP Co-Chair
PERRYMAN, Bernie, Vice-Chair
ALLEN, Keith
DAVIDS, Greg
DOTSETH, Jeff
HEINTZEMAN, Josh
KRESHA, Ron
RYMER, Max
VAN BINSBERGEN, Scott
WEST, Nolan

EXCUSED
BUCK, Shelley

There being 9 ayes, 10 nays, and 1 excused, THE MOTION DID NOT PREVAIL.

HF4472 (Reyer) School Districts and charter schools required to complete an annual health insurance survey, reports required, and money appropriated

Co-Chair Koegel moved that HF4472 be laid over.

Co-Chair Koegel moved the H4472A1 amendment to HF4472. THE MOTION PREVAILED. THE AMENDMENT WAS ADOPTED.

Representative Reyer presented HF4472, as amended.

Testifiers on HF4472, as amended:
• Kristen Scott, Special Education Assistant, ISD728, AFSCME Council 65 Member Local 3331

Co-Chair Koegel renewed the motion that HF4472, as amended, be laid over.

The bill was laid over.

HF4410 (Davids) Online sweepstakes games prohibited.

Representative Davids moved that HF4472 be re-referred to the Committee on Public Safety Finance and Policy.

Representative Davids presented HF4472.

Testifiers on HF4472:
• Andy Platto, Executive Director, Minnesota Indian Gaming Association
• Patrick Fechtmeyer, Co-Founder, ARB Interactive
• Lexi Morgan, Social Gaming Leadership Alliance

Representative Davids renewed the motion that HF4472 be re-referred to the Committee on Public Safety Finance and Policy. THE MOTION PREVAILED.

HF4203 (Hanson, J.) Studies and an annual market analysis conducted by the Office of Cannabis Management modified, and reports required.

Representative Hanson moved that HF4203 be re-referred to the Committee on Ways and Means.

Representative Hanson moved the H4203DE1 amendment to HF4203. THE MOTION PREVAILED. THE AMENDMENT WAS ADOPTED.

Representative Hanson presented HF4203 as amended.

Testifiers on HF4203 as amended:
• Glenn McElfresh, CEO & Co-Founder, Plift Beverages

Representative Hanson renewed the motion that HF4203, as amended, be re-referred to the Committee on Ways and Means.

Co-Chair O’Driscoll requested a division.

The clerk took the hand count.

There being 9 ayes and 10 nays, and 1 excused, THE MOTION DID NOT PREVAIL.

Representative Elkins assumed the gavel at 10:00 AM.

HF4188 (Koegel) Various consumer protections for insurance and financial products modified, virtual currency kiosks prohibited, student loan borrower protections added, mortgage loan servicing standards provided, commissioner of commerce notices required, and mortgage protections provided.

Co-Chair Koegel moved that HF4188 be re-referred to the General Register.

Co-Chair Koegel moved the H4188DE3 amendment to HF4188. THE MOTION PREVAILED. THE AMENDMENT WAS ADOPTED.

Co-Chair Koegel presented HF4188, as amended.

Testifiers on HF4188, as amended:
• Christopher Edwards, Government Affairs Director, Bitcoin Depot
• Sam Smith, Government Relations Director, Minnesota Department of Commerce

Co-Chair Koegel renewed the motion that HF4188, as amended, be referred to the General Register. THE MOTION PREVAILED.

The meeting was adjourned at 10:06 AM.




Representative Erin Koegel, DFL Co-Chair



Alex Wheeler, Committee Legislative Assistant


More Info On This Meeting..
Bills Added:
  • HF3794 (Greenman) - Surveillance-based price and wage discrimination prohibited.
  • HF4188 (Koegel) - Various consumer protections for insurance and financial products modified, virtual-currency kiosks prohibited, various provisions modified governing securities broker-dealers and broker-dealers' agents, technical changes made to various provisions governed or administered by the Department of Commerce, and unclaimed property governing provisions modified and added.
  • HF4203 (Hanson) - Studies and an annual market analysis conducted by the Office of Cannabis Management modified, and reports required.
  • HF4410 (Davids) - Online sweepstakes games prohibited.
  • HF4472 (Reyer) - School districts and charter schools required to complete an annual health insurance survey, reports required, and money appropriated.
  • HF4347 (Bierman) - Quantity limits on coverage for home care nursing services prohibited, and home care nursing services defined.
House TV Video:
View Archive

00:52 - HF4347 (Bierman) Quantity limits on coverage for home care nursing services prohibited, and home care nursing services defined.
41:09 - HF3794 (Greenman) Surveillance-based price and wage discrimination prohibited.
48:21 - HF4472 (Reyer) School districts and charter schools required to complete an annual health insurance survey, reports required, and money appropriated.
1:06:58 - HF4410 (Davids) Online sweepstakes games prohibited.
1:19:11 - HF4203 (Hanson) Studies and an annual market analysis conducted by the Office of Cannabis Management modified, and reports required.
1:44:02 - HF4188 (Koegel) Various consumer protections for insurance and financial products modified, virtual-currency kiosks prohibited, student loan borrower protections added, mortgage loan servicing standards provided, commissioner of commerce notices required, and mortgage protections provided.
Runs 1 hour, 50 minutes.


HF3794 (Greenman) - Surveillance-based price and wage discrimination prohibited.

HF4472 (Reyer) - School districts and charter schools required to complete an annual health insurance survey, reports required, and money appropriated.

HF4410 (Davids) - Online sweepstakes games prohibited.

HF4347 (Bierman) - Quantity limits on coverage for home care nursing services prohibited, and home care nursing services defined.

**Bill Removed** HF4412 (Allen) - Medical cannabis endorsement requirements modified.

**Bill Removed** HFXXXX (West) - Transportation of cannabis product to testing facility by license holder allowed, sunset provided. **Heard on an informational basis**

**Bill Removed** HF4398 (Hanson, J.) - Cannabis business license and endorsement provisions modified, and civil penalties provided.

**Bill Removed** HF4397 (Hanson, J.) - Cannabis business licensing provisions modified, cannabis macrobusiness license established.

**Bill Removed** HF4201 (Hanson, J.) - Cannabis business and hemp business license provisions modified, and cannabinoid product and lower-potency hemp edible labeling requirements modified.

**Bill Removed** HF4199 (Hanson, J.) - Technical changes made to cannabis business licensing provisions.

HF4203 (Hanson, J.) - Studies and an annual market analysis conducted by the Office of Cannabis Management modified, and reports required. *Intended Omnibus Vehicle Bill*

**Bill Removed** HF3706 (Koegel) - Various provisions governing nondepository financial institutions modified.

**Bill Removed** HF4071 (Koegel) - Various provisions governing securities broker-dealers and broker-dealers' agents modified, penalties provided, and administrative rulemaking authorized.

**Bill Removed** HF4120 (Koegel) - Unclaimed property regulated, Revised Minnesota Unclaimed Property Act established, administrative rulemaking authorized, and money appropriated.

**Bill Removed** HF4175 (Koegel) - Technical changes made to various provisions governed or administered by the Department of Commerce.

HF4188 (Koegel) - Various consumer protections for insurance and financial products modified, virtual-currency kiosks prohibited, student loan borrower protections added, mortgage loan servicing standards provided, commissioner of commerce notices required, and mortgage protections provided. *Intended Omnibus Vehicle Bill*

Items may be added, removed, or taken up in any order at the Chair's discretion.

HANDOUTS: Handouts MUST BE IN PDF FORMAT, have OCR capability, and emailed to the Committee Administrators at samuel.oneill@house.mn.gov and ben.frese@house.mn.gov by 12 p.m. (noon) the business day before the hearing. If you are bringing hard copies, bring 45 copies. Note: submitted written testimony is public and will be included in the official committee record. It may be posted to the committee webpage if received by deadline.

TESTIFYING: Testimony is limited. The number of testifiers and length of time permitted is at the discretion of the chair, and is subject to change. Please plan accordingly. If you would like to testify, please email the Committee Administrators at samuel.oneill@house.mn.gov and ben.frese@house.mn.gov by 12 p.m. (noon) the business day before the hearing.

AMENDMENTS: Amendments must be emailed to the Committee Administrators at samuel.oneill@house.mn.gov and ben.frese@house.mn.gov by 12 p.m. (noon) the business day before the hearing.