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Audio/Video Archives - 2025-2026 Regular Session

Commerce Finance and Policy

Meetings are listed by date with the most recent meeting at the top. If there is a television recording of the meeting links to that format will be available below.

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Commerce Finance and Policy

2/26/2026
Audio Available: Download Mp3
HF3642 (Koegel) Virtual currency kiosks prohibited

HF2700 (Elkins) Minnesota Consumer Data Privacy Act modified to make consumer health data a form of sensitive data, and additional protections added for sensitive data

HF3615 (Hanson, J.) Cannabis laboratory testing requirements extended.

*Agenda items (including bills) may be added or removed, and/or order may change.

HANDOUTS: Handouts MUST BE IN PDF FORMAT, have OCR capability, and emailed to the Committee Administrators at samuel.oneill@house.mn.gov and ben.frese@house.mn.gov by 12 p.m. (noon) the business day before the hearing. If you are bringing hard copies, bring 20 copies. Note: submitted written testimony is public and will be included in the official committee record. It may be posted to the committee webpage if received by deadline.

TESTIFYING: Testimony is limited. The number of testifiers and length of time permitted is at the discretion of the chair, and is subject to change. Please plan accordingly. If you would like to testify, please email the Committee Administrators at samuel.oneill@house.mn.gov and ben.frese@house.mn.gov by 12 p.m. (noon) the business day before the hearing.

AMENDMENTS: Amendments must be emailed to the Committee Administrators at samuel.oneill@house.mn.gov and ben.frese@house.mn.gov by 12 p.m. (noon) the business day before the hearing.
Bills Added:
HF2700 (Elkins) - Minnesota Consumer Data Privacy Act modified to make consumer health data a form of sensitive data, and additional protections added for sensitive data.
HF3642 (Koegel) - Virtual currency kiosks prohibited.
HF3615 (Hanson) - Cannabis laboratory testing requirements extended.
Attachments:
Letter to legislator on cryptocurrencies.pdf (2/23/2026)
CoinFlip - Legislation Paper MN.pdf (2/24/2026)
Ad Trade Letter in Opposition to Minnesota HF 2700 (House Committee on Commerce Finance and Policy).pdf (2/24/2026)
Cryptocurrency ATM Letter -MN House Commerce Committee.pdf (2/24/2026)
H3642DE1-11383996163329344197.pdf (2/24/2026)
HF2700_Consumer_Data_Privacy_Health_Updates_House_Commerce_Feb_25_2026.pdf (2/25/2026)
MCC HF 2700 Letter.pdf (2/25/2026)
HF3642-Factsheet-AARP-Minnesota.pdf (2/25/2026)
Commerce Agenda 2.26.26.pdf (2/25/2026)
DRAFT 2-25-26 MINUTES.pdf (2/25/2026)
H2700A1-6166536450512252.pdf (2/25/2026)
H2700A4-8712858150929208714.pdf (2/25/2026)

Commerce Finance and Policy

2/25/2026
Audio Available: Download Mp3
I. Call to Order

II. Approval of the Minutes

III. Update on the Financial Crimes and Fraud Section after the integration of the Commerce Fraud Bureau.

IV. Presentation and discussion on the report from the Task Force on Homeowners and Commercial Property Insurance.

V. Adjournment



*Agenda items (including bills) may be added or removed, and/or order may change.

HANDOUTS: Handouts must be in PDF and OCR-compatible format and be emailed to the Committee Administrators at samuel.oneill@house.mn.gov and ben.frese@house.mn.gov by 10:00 AM the business day before the hearing.
TESTIFYING: The number of testifiers and length of time permitted is at the discretion of the chair and is subject to change. If you would like to testify, please email the Committee Administrators by 1:00 PM the business day before the hearing.
LIVESTREAM: This hearing may be viewed via the House webcast schedule page. All events are closed captioned with automatically generated captions.
Attachments:
Task Force on Homeowners and Commercial Property Insurance - Final Report.pdf (2/20/2026)
Property Insurance Task Force 2025-26.pdf (2/23/2026)
BCA Financial Crimes Fraud Section Overview 2-22-26.pdf (2/24/2026)
Agenda 2.25.26.pdf (2/24/2026)

Commerce Finance and Policy

2/24/2026
Audio Available: Download Mp3
Minnesota Department of Commerce presentation on the Homeowner Association Ombudsman Office.

SF1750 (Bahner) - Common interest communities rights and duties modified, unit owner rights modified, termination threshold modified, meet and confer process established, notice of meetings modified, and governing bodies prohibited from requiring or incentivizing creation of homeowners associations.

HF704 (Freiberg) - Mortgage payment satisfaction provisions modified.

HF3479 (Freiberg) – Right to postpone a mortgage sale clarified.

Items may be added, removed, or taken up in any order at the Chair's discretion.

HANDOUTS: Handouts MUST BE IN PDF FORMAT, have OCR capability, and emailed to the Committee Administrators at samuel.oneill@house.mn.gov and ben.frese@house.mn.gov by 12 p.m. (noon) the business day before the hearing. If you are bringing hard copies, bring 45 copies. Note: submitted written testimony is public and will be included in the official committee record. It may be posted to the committee webpage if received by deadline.

TESTIFYING: Testimony is limited. The number of testifiers and length of time permitted is at the discretion of the chair, and is subject to change. Please plan accordingly. If you would like to testify, please email the Committee Administrators at samuel.oneill@house.mn.gov and ben.frese@house.mn.gov by 12 p.m. (noon) the business day before the hearing.

VIEWING: This hearing may be viewed on the House webcast schedule page. All video events are closed captioned with automatically generated captions.
Bills Added:
SF1750 (Bahner) - Common interest communities rights and duties modified, unit owner rights modified, termination threshold modified, meet and confer process established, notice of meetings modified, and governing bodies prohibited from requiring or incentivizing creation of homeowners associations.
HF704 (Freiberg) - Mortgage payment satisfaction provisions modified.
HF3479 (Freiberg) - Right to postpone a mortgage sale clarified.
Attachments:
MLTA 2026 Commerce Hearing One Pager.docx.pdf (2/19/2026)
Joint bank-credit union letter opposing HF 704.pdf (2/20/2026)
2.24 Commerce Agenda.pdf (2/20/2026)
2-19-26 MINUTES.pdf (2/20/2026)
H3479A1.pdf (2/20/2026)
SF 1750 HF 1268 Testimony Ellen Bump.pdf (2/23/2026)
SF1750 testimony soho.pdf (2/23/2026)
S1750 greater mn housing fund.pdf (2/23/2026)
Sf1750 barbara Brenny.pdf (2/23/2026)
SF1750 - Testimony - Regina Mora.pdf (2/23/2026)
Housing First Minnesota Letter, House Commerce, SF1750.pdf (2/23/2026)
SF1750 mn homeownership center.pdf (2/23/2026)
SF1750 onepager mn homeownership center.pdf (2/23/2026)
SF1750 east revier mews condominium assoc.pdf (2/23/2026)
LMC Comments - SF 1750 - HOA CIC Policy.pdf (2/23/2026)
Sf1750 calibre ridge twinhomes hoa robert.pdf (2/23/2026)
CGMC Letter to Commerce on S.F. 1750 Homeowners Association Reform (2.23.26).pdf (2/23/2026)
Housing Justice Center Written Testimony in Support of S.F. 1750_ H.F. 1268.pdf (2/23/2026)
City of Mpls_LOS_HF 1268_SF 1750_2.24.26.pdf (2/23/2026)
AARP_SF1750_WrittenTestimony.pdf (2/23/2026)
SF1750-CIC HOA-House Commerce-MACPZA.pdf (2/23/2026)
SF 1750 Testimony - Philip Frosch 2.23.26.pdf (2/23/2026)
S1750DE9.pdf (2/23/2026)
Cities_Management_Associa_1750_2_23.pdf (2/23/2026)
BankIn HF704 Letter.pdf (2/23/2026)
Minnesota CIC-HOA Ombudsperson Office_2.24.2026.pdf (2/23/2026)
HF0704hrd.pdf (2/23/2026)
HF3479hrd.pdf (2/23/2026)
H0704A1.pdf (2/23/2026)
greenstein handout sf175.pdf (2/24/2026)

Commerce Finance and Policy

2/19/2026
Audio Available: Download Mp3
I. Call to Order

II. Approval of the Minutes

III. HF 357 (Harder) Authorized card games expanded to include the game of hasenpfeffer.

IV. HF 3389 (O’Driscoll) Insurance producer continuing education requirements modified.

V. HF 1434 (Bakeberg) Age verification required for websites with material harmful to minors, enforcement by the attorney general provided, and private right of action created.

VI. HF 2500 (Falconer) Algorithm and AI use prohibited during health insurance prior authorization request review.

VII. HF 1606 (Stephenson) Nudification technology access prohibited.

VIII. Adjournment



*Agenda items (including bills) may be added or removed, and/or order may change.

HANDOUTS: Handouts must be in PDF and OCR-compatible format and be emailed to the Committee Administrators at samuel.oneill@house.mn.gov and ben.frese@house.mn.gov by 10:00 AM the business day before the hearing.
TESTIFYING: The number of testifiers and length of time permitted is at the discretion of the chair and is subject to change. If you would like to testify, please email the Committee Administrators by 1:00 PM the business day before the hearing.
LIVESTREAM: This hearing may be viewed via the House webcast schedule page. All events are closed captioned with automatically generated captions.
Bills Added:
HF357 (Harder) - Authorized card games expanded to include the game of hasenpfeffer.
HF1434 (Bakeberg) - Age verification required for websites with material harmful to minors, enforcement by the attorney general provided, and private right of action created.
HF1606 (Hanson) - Nudification technology access prohibited.
HF2500 (Falconer) - Algorithm and AI use prohibited during health insurance prior authorization request review.
HF3389 (O'Driscoll) - Insurance producer continuing education requirements modified.
Attachments:
HF2500 DE1.pdf (2/17/2026)
HF1434 A3.pdf (2/17/2026)
HF0357 Summary.pdf (2/18/2026)
HF1434 Summary.pdf (2/18/2026)
HF1434 Written Testimony.pdf (2/18/2026)
HF1606 Summary.pdf (2/18/2026)
HF1606 Written Testimony.pdf (2/18/2026)
HF1606 Handouts.pdf (2/18/2026)
HF2500 Written Testimony.pdf (2/18/2026)
HF3389 Summary.pdf (2/18/2026)
HF3389 Written Testimony.pdf (2/18/2026)
Agenda 2.19.26.pdf (2/18/2026)
H1606 DE1.pdf (2/18/2026)
AHIP Comments_HF 2500 AI. PA_2026.pdf (2/18/2026)
Testimony of Heidi Olson- Age Verification.pdf (2/18/2026)

Commerce Finance and Policy

2/18/2026
Audio Available: Download Mp3
Member and staff introductions and co-chair statements

Minnesota Department of Commerce and MNsure presentation on the state of the private health insurance market

Minnesota Office of the Attorney General presentation on implementation and overview of the Consumer Fraud Restitution Fund

*Agenda items (including bills) may be added or removed, and/or order may change.

HANDOUTS: Handouts must be in PDF and OCR-compatible format and be emailed to the Committee Administrators at samuel.oneill@house.mn.gov and ben.frese@house.mn.gov by 10:00 AM the business day before the hearing.

TESTIFYING: The number of testifiers and length of time permitted is at the discretion of the chair and is subject to change. If you would like to testify, please email the committee administrators by 1:00 PM the business day before the hearing.

LIVESTREAM: This hearing may be viewed via the House webcast schedule page. All events are closed captioned with automatically generated captions.
Attachments:
2.18 Commerce Agenda.pdf (2/12/2026)
4.3.25 Minutes.pdf (2/13/2026)
2.18 Private Insurance Market Overview.pdf (2/17/2026)
CPRA Overview 2.18.26 Final.pdf (2/18/2026)
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